Category

Workers’ Compensation

Falls and Struck By Incidents Lead Work Related Deaths

By | Workers' Compensation | No Comments

Falls and struck-by incidents continue to cause the largest number of work-related deaths statewide based on preliminary information released today by the state Department of Labor. Struck-by incidents accounted for the most work-related deaths with 19, while falls accounted for 12 deaths. The department’s Occupational Safety and Health Division inspected 48 work-related deaths last year. “Year after year, we see…

Read More

Workers’ Comp Insurance Rate Pre-Approval Passes in Illinois

By | Workers' Compensation | No Comments

The Illinois General Assembly at the end of May passed a bill that requires the pre-approval of workers’ compensation insurance rates by the Illinois Department of Insurance. The legislation also “permits sensible corporate restructuring for insurers and reinsurers,” according to the American Insurance Association. But, according to AIA’s Steve Schneider, vice president for state affairs, Midwest region, the group is…

Read More

NSC Survey: 90% of Employers Negatively Impacted by Tired Employees

By | Workers' Compensation | No Comments

A National Safety Council survey found 90% of America’s employers have been negatively impacted by tired employees, with half saying they’ve had an employee fall asleep on the job. Fifty-seven percent of employers have experienced absenteeism, and another 32% report injuries and near-misses due to fatigued employees, according to the survey released June 13. Fatigue not only hurts employees’ wellbeing…

Read More

Failed insurer can’t use special deposit funds for administrative costs

By | Workers' Compensation | No Comments

The Illinois Appellate Court ruled a defunct insurer that provided workers compensation insurance in California cannot use emergency funds set aside for claims to cover unpaid administrative costs such as rent, utilities and other bills, the California Department of Insurance announced Tuesday. The court issued its decision in In re Liquidation of Lumbermens Mutual Casualty Co. in support of California…

Read More

When it’s legal to set off fireworks in your Central Indiana town

By | Workers' Compensation | No Comments

Fireworks season is near and soon loud booms and bright colors will fill the sky. Before you spend your family fortune on fireworks for the summer, here are some things you need to know about using fireworks in Indiana: Indiana fireworks laws Indiana has four main laws regarding consumer use of fireworks: Must be 18 or older to purchase fireworks….

Read More

How Prices for Injured Workers’ Medical Professional Care Compare in 35 States: WCRI

By | Workers' Compensation | No Comments

Prices paid for medical professional services vary significantly across states, ranging from 26 percent below the median in Florida to 158 percent above median in Wisconsin, according to a 35-state study. States with no fee schedules for professional services had higher prices paid compared with states with fee schedules—39 to 168 percent higher than the median of the study states…

Read More

Proactive substance abuse treatment good for business and society

By | Workers' Compensation | No Comments

Over the past several years, there has been extensive coverage on the staggering destruction of the opioid crisis. Individuals, families and communities across all demographics are impacted by this epidemic. While much of the coverage has rightly been focused on the human cost, the opioid crisis and other forms of substance abuse, also have a tremendous impact on small businesses…

Read More

Prices Paid for Injured Workers’ Medical Care in 35 States Examined in WCRI Study

By | Workers' Compensation | No Comments

As policymakers and system stakeholders in many states debate rising medical costs, the Workers Compensation Research Institute (WCRI) released a new study today that helps monitor changes in prices paid for medical professional services as well as the impact of fee schedule and network changes on price trends. The study, WCRI Medical Price Index for Workers’ Compensation, 10th Edition (MPI-WC),…

Read More

The IME — It’s not just a second opinion

By | Workers' Compensation | No Comments

Section 12 of the Illinois Workers’ Compensation Act is commonly referred to as an IME (Independent Medical Examination) and it is a key resource available to claims professionals who must make sensitive determinations regarding the current medical condition of an injured worker. In an IME a qualified medical practitioner who has not previously treated the worker, reviews the medical records…

Read More

Self-Insureds Must Dot Their I’s on New Application Forms, Board Says

By | Workers' Compensation | No Comments

Indiana's workers' compensation board has released new application forms and guidelines for self-insurers, and the agency is urging employers to make sure they complete the form in full. “All of the attachments and additional information requested in item 7 must be provided,” the board said in a bulletin. "Incomplete applications cannot be processed and will not be approved." Item 7…

Read More